From the Handbook - What Is A Health Care Plan?

From Chapter 4, What Is A Health Care Plan?

It is, pure and simple, a contract. No more and no less. You pay more in premiums, you get more in return (increased benefits, fewer restrictions, fewer exclusions, more choices).
In any contract one can get as much or as little as one wants (as benefits), and it is up to you, the consumer, to choose what you want to buy.
Like buying a home or a car, the more you pay the more you get and it is as simple as that.
You would be cautious of someone who promises to sell you a Cadillac for Volkswagen prices, right??---Then the same thing goes for any type of health care plan.
A health care contract/plan can have any type of exclusions such as heart attacks, seizures, medications, physical therapy, pre-natal care, immunizations, well baby care, strokes or abdominal surgery, etc. They can do this, though it would be dumb to buy this type of plan.

If you are interested in learning more about this go to www.dranonymous.com